Start with what you can access.
Add an account and record its current balance. If you track several currencies, check which currency each account uses. You can start manually; a bank connection isn’t required.
You don’t have to fix
everything today.
Start with a picture you can trust. This guide helps you build that picture one useful step at a time.
Give recent spending some context.
Record a few recent transactions and check their dates and accounts. Distinguish a transfer between your own accounts from a purchase. If you connect a supported bank, review imported records before adding the same transaction manually.
Write down what’s already spoken for.
Look ahead to the next reasonably dependable income date. Note bills, ordinary living costs and repayments that fall before it. Keep uncertain costs visible instead of treating them as zero.
Choose a budget and a goal.
Begin with one spending area you want to understand and one goal that matters. Review progress regularly, and adjust when circumstances change. A plan should help you make decisions rather than become another thing to avoid.
Ask a better follow-up.
Explore insights and projections available on your plan. With Pro, ask Elio what changed or how a possible decision fits with your records. Check the inputs and important figures before acting.
Don’t know where to begin? Try the journal’s next-payment exercise.
Your balance is not your spending moneyA clearer picture.
A better next step.
Bring your money story together with Yomex.
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